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Frequently Asked Questions Programs Research & Reports Tennessee Housing Conference Buy A Home Help for Homeowners Help For Renters & Section 8/HCV Government & Nonprofit Partners Homeownership Partners Rental Housing Partners and Landlords Frequently Asked Questions Programs Research & Reports Tennessee Housing Conference THDA Board Meeting The next THDA Board meeting will be held Tuesday, May 21 in the Nashville Room of Tennessee Towers in Nashville. Committee meetings will start at 10a.m. CST with the Board meeting immediately following. Check back for a link to stream the meeting. Learn More DOWN PAYMENT ASSISTANCE OPTIONS THDA is now offering 5% of the purchase price or $6000 in DPA . Click below to learn more. Learn More First-time Homebuyers You have a choice in a home loan. Make it a Great Choice. Learn More Homeownership for Heroes Homeownership for Heroes is a Great Choice Loan designed for Veterans and Active Military, Firefighters, EMTs, Paramedics, and State & Local Law Enforcement Officials Learn More 50 Years of THDA’s Single Family Homeownership Program In this report, we recount 50 years of THDA activity within Tennessee’s homeownership market. Learn more about THDA’s legacy, impact, and lessons learned. Learn More What would you like to do? I would like to... Learn more about Great Choice mortgages Learn more about down payment assistance Check the Section 8 waiting list Catch up on my mortgage I’m behind on due to COVID 19 Become a Section 8 property Become a Great Choice lender Find a homebuyer education class See options for emergency housing or homelessness See what programs THDA has to offer Find state statistics and THDA publications Quick Links Please Select... Frequently Asked Questions THDA Public Notice and Comment Help For Renters & Section 8/HCV Buy A Home Down Payment Assistance Homebuyer Education Becoming a THDA-approved Lender Multi-Family Developers Energy Assistance Programs Homeowner’s Assistance Fund Search Great Choice Home Loans This is a 30-year, fixed interest rate home loan available through private banks and lenders. These loans focus on first-time homebuyers, U.S. military veterans, and homebuyers in targeted areas. $11.6 Billion All-time mortgages financed 216 Number of mortgages funded in April 2024 803 Number of THDA borrowers in 2024 $189,042,464 Dollar value of mortgages made in 2024 Great Choice Home Loans Check out THDA mortgage options for your home loan. Learn More Housing Stories from Across Our State Cherri Barron found a new home in an old, familiar place Barron was able to move back to the location of her family home thanks to Loudon Habitat for Humanity and grant funding from Tennessee Housing Development Agency’s Housing Trust Fund.THDA program helps Hancock homeowner make repairs Heidi Taylor had given up hope of having repairs made to her home, but thanks to THDA funding and local nonprofit, those much-needed repairs werer made.THDA Funding Helps Cookeville Transform Housing "This is a big deal for Cookeville... Without the tax credits or grant funding from THDA, we wouldn’t be able to undertake a project like this. We’d have a plan, but we wouldn’t have the ability to fund it.”THDA Tax Credits make developing affordable housing a reality THDA’s Low Income Housing Credits have helped a Knoxville based developer build four new apartment complexes, providing nearly 400 units of much-needed affordable housing in the city.Housing gives hope for the future Finding a stable housing situation allows Johnson City woman to work towards her goal of graduating college and beginning a career. Click to read more of Jessica's storyWilliams’ new home gives him needed space, close-knit community Nothing beats having your own space and being able to live on your own time. This place gave me that.” Click to read more of Marvin's storyBEP funding helping keep Jackson communities safe, residents proud Jackson residents thrilled to have blighted properties torn down for betterment of community Click here to read moreFor Stacy Woods, originating home loans is more than just a job "It really makes an impact on me… when they’re the first in their family to be a homeowner, it makes it all worth it. It’s humbling to me to be a part of their journey." Click here for moreCovington single mom enjoying being homeowner With THDA’s assistance, I was able to get to homeownership quicker than I would have on my own.” Click to read more of Dominique's storySober and ready for success Ritchie Johnson had lost everything due to his years of alcohol abuse, but thanks to his recovery and a THDA-funded sober living facility, he now has a foundation for living a clean and sober life. Click to read more of Ritchie's storyTHDA funds help Chattanooga nonprofit find emergency houses for residents of closed extended-stay motel The Chattanooga Regional Homeless Coalition received a $50,000 infusion of funds from THDA to help those impacted avoid homelessness. Anderson County family learns that new-built homeownership for first time buyers is possible For the majority of first-time homebuyers, buying a brand-new home is just not possible. But thanks to THDA and ADFAC, that wasn’t the case for Tyson Irons. Click to read moreNew home helps Memphis native find peace of mind I am thankful THDA awarded the grant, because it made it possible for me to have something to call my own.” Click to read more of Shirley's storyAbuse Alternatives helping women in Sullivan County Grant funding from THDA allows Bristol, TN domestic violence shelter to maintain and expand services in Northeast Tennessee.LIHEAP allows ETHRA to help thousands of families with home energy costs LIHEAP program allows ETHRA to assist families in a six-county area with payments for energy resource bills.Crisis for elderly homeowner requires emergency help THDA’s Emergency Housing Repair Program helps disabled resident feel safe at homeTHDA funding allows Cocke County woman to realize her dream of living in a new home I just wanted something decent to live in, and I got way more than decent. They don’t know what they did for me. I couldn’t ask for anything that’s any better.”THDA Downpayment Assistance helps new Tennesseans find home The Escobar family used a THDA Great Choice and Great Choice Plus loan to purchase their first home after moving to Tennessee from California Click to read moreHousing crisis unites organizations across Tennessee A military amputee begins his journey of reclaiming his home with help from THDA.Deep roots keep Claiborne County resident anchored after devastating fire After losing his family home in a fire, Allen was able to connect to community and find comfort in a new home with the help of a THDA HOME grant. Click to read more of Allen's storyA perfect place to call home Murcy O’Neal found the perfect place for her to call home, thanks to the help of a THDA Tennessee Housing Trust Fund grant and HomeSource East Tennessee. Click to read more of Murcy's storyMore room for a growing family Sung and her husband, Uk, have a new home for their family of six thanks to Rutherford County Habitat for Humanity and funding from the Tennessee Housing Development Agency. Read more about Sung and UkFinancial motivation: Through a mom of three A mom of three becomes motivated to show her sons the resources of financial freedom through THDA’s Family Self-Sufficiency Program. Click to read more of Jaculyne's storyRising from the ashes Gatlinburg man receives new home with the help of THDA after losing everything in 2016 Gatlinburg wildfires. Click to read Scott's storyMemphis native enjoying comfort of new home Housing Credit Program helps resident improve housing experience. Click to read more of Ruby's storyLeaving a Housing Legacy After being forced to move due to rising rent prices, Murfreesboro’s Penny Miles was able to come out ahead after moving into a new home that she can call her own. Click to read more...